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Although you might have your finances well in hand, there is still much
to be learned by a quick check of your commercial credit report. Many
creditors and lenders have access to these reports, why shouldn’t you? A
commercial credit report is just another tool you can use to better
understand your finances.
Equifax, Experian, and TransUnion, are the three credit reporting
agencies where creditors and banks obtain your individualized credit
score. They can be contacted online, by calling over the phone, or
through the mail. For a nominal fee you can order your commercial credit
report and see what credit card companies and banks see. Your can check
your FICA rating (your overall credit rating) and even check for
fraudulent activity on your accounts.
Information on your report is accessed and changed constantly. Anytime
you apply for a loan or sign up for a new credit card your credit report
is flagged. Knowing what is on your commercial credit report keeps you
as informed as anyone of your finances and credit standing. |
