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Every U.S. citizen is
entitled to one annual credit report free. It contains the most
important elements from the three credit reporting agencies, Experian,
Equifax and Trans Union. An annual credit report free is so easily
obtained these days; there is no reason for you not to have yours.
After obtaining a credit
report free you will find it clear and easy to understand. It shows in
detail your open and recently closed accounts, indicates late payments,
if you have any, and even reveals fraudulent activity. And while not
every part of a FICA score is available for free, this over-all credit
rating number can be obtained by a little more research and a small
expense.
The information on
these reports is available to all your creditors and lenders. The debtor
should be just as informed of his or her spending and debts as anyone
else, even more so. It is every person’s right to obtain one annual
credit report free to be educated about their finances. |
