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Anyone can get a free credit report without a credit card. If you can
prove that you are unemployed but seeking employment in the next 60
days, are receiving public assistance, or believe there are inaccuracies
in your report due to fraud, these are all valid reasons why you have to
be allowed a free credit report without a credit card.
A valid credit card is usually part of the
authentication process. With it you can guarantee that you are who you
say you are. But with the pressure coming to bear on the US government
from the ‘Fact Act’ passed just this September, there are other ways to
identify yourself to the government to get a free credit report without
a credit card.
The consumer must be on
the look out for companies trying to get information illegally. Many
will offer their services for getting a person a quick and easy credit
report, when all they are trying to do is grab valuable credit card
information from the unfortunate individual. There is no need for this
of course, since a free credit report without a credit card is every
citizen’s right. |