|
|
People
often ask, can I get online credit reports? Each person is in this
country is allowed one free report a year. It contains elements from the
three credit reporting agencies, Experian, Equifax and Trans Union and
is available with a few mouse-clicks. Anyone can download and print
their online credit reports.
This
information is available to all lenders and easy to obtain. There really
is no reason why you shouldn’t have a copy of this very important
information about your finances. You will be able to see, in detail, all
your open and recently closed accounts, see where late payments were
made, and can even check for errors on the report. If there has been
fraudulent activity, you can catch this too; all this from online credit
reports.
The law
has just recently changed in many states, allowing unlimited credit
reports. But until every state allows this, every other U.S. citizen can
still get online credit reports from each agency, every year free of
charge.
|
